Meet Our Team

Clay Blanton, CFP®, ChFC®, CLU®

Financial Adviser

CA Insurance License #0D39729

Clay graduated with an Accounting degree from CSU Fresno in 1999. Since that time, he has focused his career on establishing financial security for both his personal and business clients. Clay has earned the CFP®, ChFC®, and CLU® designations.

He has been, or currently is:

  • Past Vice President/Trustee for NAIFA CA (National Association of Insurance Financial Advisors)
  • Past Board Member of SFSP (Society of Financial Service Professionals)
  • Executive Board Member of the Fresno Estate Planning Council
  • Appointed to the CA Department of Insurance Curriculum Board

Clay lives in Clovis, CA with his wife Katie. They are kept busy with their three boys, Clayton III, Greyson, and Brennon. Clay and Katie enjoy going on bike rides, BBQing with friends, golfing or just about anything outdoors.

Clay's Family

Frederick Rich, MBA

Financial Adviser

CA Insurance License #0E38994

Fred Rich is a financial adviser serving his clients since 2005. As a Co-Founder of Falcon Financial, Fred is a successful adviser and fee based planner. His primary client base consists of pre-retirees, retirees, business owners and professionals. Fred Graduated from California State University, Fresno with a Bachelor’s degree in Business Administration and then went on to pursue his MBA. Fred holds a General Securities Series 7 and Investment Advisory Series 65 license. Fred is the Co-chair and participates in the Youth Services committee at his local rotary club and is active member in his local NAIFA (National Association of Insurance and Financial Advisors) association.

Fred is married to his wife Sarah and they have two children Ethan and Ella. When they are not working Fred and Sarah enjoy traveling, helping out with youth sports and taking the kids to the snow or lake depending on the time of year.

Fred's Family

Derrick Linman

Financial Services Professional

CA Insurance License #0K68575

Derrick Linman is a financial professional serving his clients since 2016. With an education background, Derrick uses an educational approach when working with both his personal and business clients. Derrick Graduated from Ashford University with a Bachelor’s degree in Educational Studies and a minor in Mathematics. Derrick holds state life and health insurance licenses and securities license of Series 6 and 63. 

Derrick is married to his wife Heather and they have twin boys Micah and Rowen. When they are not working Derrick and Heather enjoy spending time at the coast, helping out with youth sports and doing outside activities with their boys.

Derrick with his Family
Derrick's 3 sons

Candace Sewell

Licensed Servicing Assistant

Candace joined Falcon Financial & Insurance Solutions, Inc. in August of 2016. She has a degree in Business Management and over 16 years’ experience in various areas of insurance, including life, annuity, LTC and disability. Prior to working at Falcon, she worked in Scottsdale, AZ and Diamond Bar, CA as a Client Services Representative and New Business Coordinator.

Candace married her husband, Ryan, in 2013 and they have a daughter, Rosalie, and a baby on the way. She grew up in Clovis, CA and is happy to be back among family and friends.

Candace's Family

Krystal Saldivar

Licensed Servicing Assistant

Krystal joined Falcon Financial & Insurance Solutions, Inc. in March 2019. She has a degree in business management and has worked in the insurance industry for 17 years.

Krystal has one son, Dylan who recently joined the U.S. Marine Corps. Outside of Falcon Financial & Insurance Solutions, Inc., Krystal owns her own business as a personal fitness trainer, and also works as a performance coach for youth soccer athletes who travel to Europe twice a year.

When not working, Krystal enjoys quality time with her son and close friends. Her hobbies include traveling, outdoor cycling, hiking, reading, cooking and creating new healthy recipes.

Krystal's Family

Karmina Baldwin

Office Manager

Karmina was born in Mexico City, but grew up in Fresno. She has moved to different cities around California and even back to Mexico for a year. Fresno will always be home and she's back to stay. She loves helping people and began sharpening her customer service skills at the young age of 18, starting in an insurance office.

Karmina and her wife Lacie just got married in April 2020. They have a busy household with 5 dogs. Rescuing dogs is a big passion of Karmina's, along with cooking and painting. Any free time is mostly taken by all the fur babies.

collage of Karmina and her partner and Karmina's dogs



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